There are circumstances where the liability protection for your farm, home, auto or commercial needs are not adequate to meet your coverage desires. 1st Auto offers farm and personal umbrella programs to address those concerns.

Personal/Farm Umbrella Policy

Available in Illinois, Iowa, Missouri, South Dakota and Wisconsin.

1st Auto’s personal umbrella liability policy provides you with:

  • An additional layer of liability coverage for your home, farm, personal or farm vehicles, boats, seasonal residence, recreational vehicles and more
  • Protection for you and your family from some incidents that may not be covered under your typical underlying policy
  • Valuable personal injury coverage such as libel, slander, false arrest or wrongful eviction
  • $1 million to $5 million of coverage at an affordable price

You are required to carry one of the following to have a personal or farm umbrella with 1st Auto (additional discounts may apply):

  • Personal automobile insurance or farm truck with 1st Auto
  • Primary residence/farm insurance with a qualifying mutual company