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News & Events

Password Reset Requires Exiting Website to Access Agent Portal
Posted November 30, 2016 | News
All users will be prompted to reset their password every 90 days. You must exit and re-enter the website using your new password to activate it and regain access to the …
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Agent/Mutual Login Requirements
Posted August 27, 2016 | News
For increased security passwords must be at least eight characters and contain one of each: a lowercase letter, an uppercase letter, a number and a symbol. Please exit the website …
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Secure Email
Posted August 27, 2016 | News
You can easily send any staff member an encrypted email with attachments. Simply click on Contact Us under ”About.” Then select ”Zix email” to be redirected to our secure Zix …
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Reinsurance programs and services designed to meet your mutual’s needs

WRC designs specific reinsurance programs to fit the individual needs of our farm mutual clients. Dedicated to the farm mutual industry, WRC’s professional staff has experts that provide guidance and direction in management, operations, claims, medicare reporting, loss prevention and underwriting to mutuals in Arkansas, Iowa, Missouri, South Dakota, Illinois and Wisconsin. WRC is a trusted source for training, educational seminars, forms and reinsurance protection since 1931.

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WRC

Our Services

  • Underwriting Assistance

    Underwriting Assistance

    WRC has a dedicated professional specializing in this area.

    • Underwriting Assistance
      • Guidance on individual risks or hypothetical coverage questions
      • Help with questions on new markets or new coverages
      • A resource for questions on cancellations/non-renewals/altered terms or state statutes and administrative codes
    • WRC Liability Manual
      • Rules and Guidelines on specific liability exposures
      • Advisory Liability Rates published & Liability Questionnaire provided
    • Commercial Programs
      • Commercial Manuals
      • Advisory Commercial Rates & Commercial Rating Worksheets
    • Industry Issues
      • Research and analyze industry issues impacting Underwriting
      • Access to Resources such as AM Best Underwriting Guide, IRMI, FC&S, PF&M and National Underwriter.

    Service Highlights

    • Research and analysis
    • Coverage questions
    • Liability Exposures
    • Manuals and Forms
  • Loss Prevention

    Loss Prevention

    WRC has a dedicated professional specializing in loss prevention.

    We offer:

    • Loss Prevention Consulting
      • Education on the importance and benefits of a program
      • Assitance with developing a new program
      • Review current programs
      • Safety bulletins you can send to your policyholders
    • Inspection Programs
      • Sample inspection forms
      • Training on effective inspection methods and techniques
      • On-site training with your inspector
    • Specific Risk Analysis
      • Industry support of Loss Prevention
      • Sponsorship of Mutual Loss Prevention Advocates (MLPA)

    Service Highlights

    • Risk Analysis
    • Education
    • Training
    • Inspection forms
  • Forms & Manuals

    Forms & Manuals

    WRC can be a valuable resource when it comes to forms.  We provide assistance with:

    • WRC Liability Manual for rules and guidelines on specific liability exposures.
    • Advisory Liability Rates published.
    • Liability Questionnaire.
    • Commercial Manual.
    • Advisory commercial rates & commercial rating worksheets.
    • Expert assistance in company-specific forms development

    Service Highlights

    • Assistance with developing company specific forms
    • Help with updating applications
    • Forms questions, use and updating to new forms
  • Rate Analysis

    Rate Analysis

    WRC can provide:

    • Informal analysis of rate adequacy
    • Comparison of  rates to industry benchmarks

    Service Highlights

    • Adequacy of historical rates
    • Comparison of rates to industry benchmarks
  • Property Claims

    Property Claims

    WRC has dedicated professionals specializing in this area:

    • Claim Handling
      • Coverage questions and claim strategies
      • Correspondence assistance and samples
      • Referrals to independent professionals
    • Access to Resources – FC&S, PF&M, PLRB, and more
    • Catastrophe Planning
      • Catastrophe Assistance Program (CAP)
      • CAT modeling
      • Assistance and support at the time of a catastrophe
      • Availability of advance funds, if appropriate
    • Large Loss Assistance
      • Advice and support at the time of a loss
      • On-site assistance where appropriate
      • Referral to claims professionals
      • Review of large losses with clients

    Service Highlights

    • Access to FC&S, PF&M, PLRB and more.
    • Referrals to independent claims professionals.
    • On-site assistance where appropriate.
  • Subrogation & Salvage

    Subrogation & Salvage

    • Subrogation
      • Expertise, guidance and advice for successful reimbursement from responsible parties.
      • Reliable referrals to specialized professional services.
      • Support throughout the process.
    • Salvage
      • Guidance during the process
      • Referral to appropriate services

    Service Highlights

    • Expertise
    • Referrals
    • Support and guidance
  • Liability Claims Assistance (WASI)

    Liability Claims Assistance (WASI)

    • Wisconsin Adjusting Service, Inc. provides this exclusive service for client mutuals who write liability insurance.
    • Dedicated managers and experienced administrative staff.
    • Offer guidance and assistance to clients who process their own liability claims.

    Service Highlights

    • Independent adjusting
    • Policy review and language interpretation
  • Medicare Reporting

    Medicare Reporting

    Liability insurers have mandatory federal Medicare reporting requirements. This reporting can be burdensome and require special software.

    As a service to our mutual clients, WRC will handle all required Medicare reporting for WRC client companies utilizing our in-house specialists at Wisconsin Adjusting Service, Inc.

    Service Highlights

    • Manage Section §111 mandatory federal reporting requirements.
    • Administrative assistance and clerical support for adjusters.
    • Exclusive service for client mutuals.
  • Management Services

    Management Services

    • Operational Review
    • Assistance with developing business plans
    • Review current company operations
    • Develop recommendations to improve operations
    • Monitor effectiveness of improvement efforts

    Service Highlights

    • Expertise in business operations
    • Connections to community of client managers
    • Support and guidance
  • Board Relations

    Board Relations

    • The WiRe newsletter features content specifically written for directors of our client mutuals
    • Provide moderators for Board of Director discussions or retreats
    • Succession planning
    • Catastrophe planning
    • Employee hiring assistance
    • Merger considerations

    Service Highlights

    • Support and guidance
    • Advice specific to needs of directors
    • Presentations by WRC representatives
  • CAT Exposure Modeling

    CAT Exposure Modeling

    WRC can provide Catastrophic Exposure Models to help you reduce your risk. Information is provided to clients in statistical and graphical form.

    • Clients can see their exposure concentration.
    • Clients can plan where to expand writings. It also helps them decide where to assign the agents and increase marketing.

    Service Highlights

    • Turn raw data into business guidance
    • Statistical probabilities of loss occurrence
    • Predict accumulation of risk
  • Training & Education

    Training & Education

    Seminars

    • Basics of Underwriting
    • Commercial Underwriting
    • Liability Underwriting
    • Property Claims Essentials
    • Rate Adequacy
    • Forms
    • Mutual Loss Prevention Advocates (MLPA) Fall Seminar
    • Policy Administration Basics

    Service Highlights

    • Timely topics
    • Basics to advance classes
    • Connections to industry experts
  • Management Meetings

    Management Meetings

    As a client of WRC, client managers have unlimited access to our list of services and direct connection to our expert staff to help you attain your company’s goals or answer your complex business questions.

    • Annual All-Manager meeting to educate, communicate current WRC initiatives and introduce the wide-ranging resources available to client managers.
    • State-specific topics.
    • “Town Hall” forum for open discussion and questions
    • Round Table format for in-depth topic review and discussions focused on Claims, Underwriting and Agency Management
    • Mutual Manager Messenger quarterly newsletter provides information aimed at helping managers improve their business operations.

    Service Highlights

    • Expand professional network with peers
    • Learn from the experience of other mutuals
    • Share ideas, tips and resources
  • New Manager Orientation

    New Manager Orientation

    • Focused training on the basics of mutual management.
    • Underwriting guidelines, forms and common place claims practices.
    • Introduction to wide-ranging resources available from WRC.

    Service Highlights

    • Human Resources
    • Information Technology
    • Security
    • Tips for success from peers

Underwriting Assistance

WRC has a dedicated professional specializing in this area.

  • Underwriting Assistance
    • Guidance on individual risks or hypothetical coverage questions
    • Help with questions on new markets or new coverages
    • A resource for questions on cancellations/non-renewals/altered terms or state statutes and administrative codes
  • WRC Liability Manual
    • Rules and Guidelines on specific liability exposures
    • Advisory Liability Rates published & Liability Questionnaire provided
  • Commercial Programs
    • Commercial Manuals
    • Advisory Commercial Rates & Commercial Rating Worksheets
  • Industry Issues
    • Research and analyze industry issues impacting Underwriting
    • Access to Resources such as AM Best Underwriting Guide, IRMI, FC&S, PF&M and National Underwriter.

Service Highlights

  • Research and analysis
  • Coverage questions
  • Liability Exposures
  • Manuals and Forms