Liquidation FAQs & Updated Claims Process

WRC and 1st Auto were placed into liquidation effective January 1, 2024. To learn more, visit the OCI’s webpage here.

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work for you.®

Customized Reinsurance Contracts

Comprehensive Reinsurance and Support

We provide industry-leading products and services based on more than 90 years of experience in creating customized reinsurance solutions.

Customized Reinsurance Contracts

WRC develops reinsurance contracts specifically for the unique needs of each mutual partner.

Property Surplus Share

Property Excess of Loss

Liability Quota Share

Property Quota Share

Earthquake Quota Share

Liability Excess of Loss

Property Facultative Excess

Property Catastrophe Excess of Loss


Unlimited Aggregate

Liability Claims Assistance

With dedicated managers and experienced executive staff, the professionals at WRC offer guidance and administrative relief throughout the liability claims process.

  • Liability claims adjusting
  • Medicare reporting
  • Policy review and language interpretation
  • Guidance to clients to process liability claims

Property Claims Assistance

We guide insurers through the property claims process based on their request for assistance, ranging from procedural recommendations to in-depth planning solutions.

  • Referrals to claims professionals and experts
  • Catastrophe planning services
  • Consulting support on large losses and daily claims
  • Subrogation assistance
  • Claims training for groups and individual staff members
  • Research and consulting on emerging issues

Underwriting Assistance

Our underwriting consultants are a reliable resource for information regarding risk acceptability, coverage, rating, policy construction and renewals.

  • Liability exposure guidelines
  • Assist in development of manuals and forms
  • Access to industry-leading resources
  • Answers to coverage questions

Loss Control Assistance

We provide loss control assistance by helping client companies to identify sources of risk and implement plans to reduce or eliminate exposure.

  • Review of current programs
  • Training and education
  • Loss prevention consulting
  • Specific risk analysis
  • Development of inspection forms
  • Sponsor of Mutual Loss Prevention Advocates (MLPA)

Operational Assistance

We help companies improve their overall insurance operations.

  • Review company procedures
  • Assist with business plans
  • Provide recommendations
  • Monitor effectiveness
  • Improve financial results

Why Do You Need Reinsurance?

Regulation Compliance

Capacity to Write Large Risks

Coverage for Catastrophic Events

Financial Protection from Large Losses

Surplus Protection

Advice and Support

WRC provides our mutual insurance partners with peace of mind, operational support and financial protection.

Call (800) 939-9473 or email to learn more about how the strength of our experience can benefit your mutual.

WRC News

New Claims Process Docs & FAQs

POSTED ON 12/28/2023

WRC and 1st Auto were placed into liquidation effective January 1, 2024, pursuant to an order of the Dane County Circuit Court and following a petition filed by Wisconsin Office of the Commissioner of Insurance (OCI).  Pursuant to the liquidation order, the process for filing claims against the estates of the companies has changed. Here are […]

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OCI Files Petition for Order of Liquidation

POSTED ON 11/15/2023

The Wisconsin Office of the Commissioner of Insurance (OCI) filed the Petition for Order for Liquidation with the Dane County (WI) Circuit Court on November 1 to place Wisconsin Reinsurance Corporation and 1st Auto & Casualty Insurance Company into liquidation status.

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