Personal Lines Products

WRC Agency is proud to be able to offer you a variety of products needed to protect what really matters to you. Personal lines insurance protects individuals and their family against potentially high losses caused by fire, theft, natural disasters, death, accidents, lawsuits, and illness.

Personal Lines coverage includes the following types of insurance.

  • Homeowners or Renters Insurance: We encourage you to utilize the town mutual industry to meet your homeowner needs. However, there are some cases where utilizing our services may be a better idea. Your agent will advise when that is the case.
  • Auto Insurance: From high risk to preferred, high-value or collector vehicle, we have markets for them all.
  • Umbrella Insurance: Liability claims are getting more and more expensive. With the vast amount of social media sites, coverage for libel and slander is even more important. Umbrella Liability coverage provides you with an extra level of liability coverage above your home, farm, auto, and recreational vehicles.
  • Flood and Earthquake Insurance: Natural disasters can strike at any time. According to FEMA, more than 25% of the National Flood Insurance Program’s (NFIP) flood insurance claims are for structures outside of identified floodplains.
  • Life, Health, and Disability insurance: Currently not offered by WRC Agency.

Each of our carriers offers personalized coverages and a wide variety of discounts. We highly suggest that you review your options carefully as the price is only one aspect you should be reviewing when purchasing a new insurance product.