Collector Vehicles

A vehicle that has been customized or is worth more than the average vehicle of that make or model should be covered under a specialized policy. Standard auto coverage rates are based on a car losing value each year due to aging and normal vehicle use. A Collector policy recognizes that an owner of a collectible or antique vehicle retains or increases in value. Also, many collector vehicle policies will provide specialized coverage such as coverage for inflation, spare parts, and coverage while under restoration.