FEMA announced late on Wednesday, December 26, 2018, that the Federal Emergency Management Agency’s appropriation funding during this lapse in appropriation will impact the NFIP.

Effective December 22, 2018, at 12:00 am, all NFIP insurers (Write Your Own companies and NFIP Direct) may not collect premiums for the issuance, renewal, or monetary endorsements of NFIP policies because doing so would cause the government to incur obligations without an appropriation.

Payment of claims out of the National Flood Insurance Fund can continue.

Please see the link to several Frequently Asked Questions intended to help you understand the current impacts of the shutdown. The Hartford will continue to update you as we gather more information and receive additional guidance on the status of the program and path forward for a government funding agreement.

The Hartford Flood Group