Business Owners Policy

You own a small business, mostly operating onsite at one or two locations. That business needs protection for its building, your business property and your business liability. 1st Auto offers its Business Owners Policy (BOP) to meet those needs and protect your business from unexpected situations that could strain your financial resources and put your livelihood at risk. You might even combine this policy with our Business Auto policy and Commercial Umbrella for additional levels of protection all from one company.

Coverage for Small Businesses

Available in Arkansas, Illinois, Iowa, Missouri, South Dakota and Wisconsin.

  • Habitational risks like single-family rental homes or small apartment buildings
  • Office risks, like insurance agents (professional liability not included)
  • Small- to medium-sized retail risks, from a downtown florist to the rural farm supply
  • Mini-storage

To see if you qualify, to discuss the many coverage options for this program, and to receive a free, no-obligation quote, please contact your local independent 1st Auto insurance agent, or click on Find An Agent to locate an agent near you.